The Challenges Women Face Today in an Unstable Economy

The Challenges Women Face Today in an Unstable EconomyThe Challenges Women Face Today in an Unstable EconomyWomen make less money than men. Most people already know without even looking at statistics that women earn less money than men, and that women have fewer employment and advancement opportunities (despite the fact mora women hold higher degrees than men), but here are some other areas where women are disadvantaged that you might now know about 8 in 10 single-parent families are headed by women.Women are more likely to be unemployed during a recession than are men.Women are more likely to be laid off when companies downsize.More women than men work low-wage, part-time jobs.Fewer women than men meet the eligibility qualifications for unemployment benefits (because they earn lower wages and often are only given part-time hours).During a recession, mens median salaries are stagnant but womens salaries have already dropped 3%.For every dollar a man earns working full-time, female wo rkers only earn 77 cents for the same jobs. Women are also less likely to be eligible for employee benefits and employment-based retirement plans such as a 401(k).According to a Harvard study, the median net worth of unmarried women was $12,900, compared to $26,850 for men. The study cited the wage eu-agrarpolitik as the primary cause of this inequity.Lower wages and higher expenses mean women also have fewer savings and assets than men. Womens Expenses Exceed Those of Men Men and woman pay the same high prices for food, gas, but women often bear expenses than men, with higher incomes, do not. With 8 in 10 single parent families being headed by women, it is women who have to balance the dual roles of work and parenting - not men. When dead-beat dads fail to pay child support, many women have to pick up the tab by taking on additional, low-wage jobs to try and make ends meet. Nearly every state in the U.S. has now cut funding and programs (also reduced at the federal level) that once helped women enforce their child support awards, trained them to re-enter the workforce, and Congress has even severely cut funding to womens business development centers beginning in 2009. Because of loopholes, changes in child support laws, and fewer affordable legal resources for women, an increasing number of men are defaulting on child support. This means more women are now paying all, or disproportionate amounts, to provide for the needs of their children. Women often pay higher insurance premiums and more out-of-pocket health care costs than men, who do not have to pay for birth control or maternity benefits, and because more women pay for health insurance for their children than do men. Womens credit scores are generally equal to or better than mens, but with lower incomes and smaller assets, to purchase a home women need to go with a subprime mortgage 30% to 40% more often than men, which means a lower down payment, but higher monthly payments. According to Erin Parris h in the Minnesota Press Women often fall victim to risky lending practices, not only because they are more likely to lack financial literacy skills, but also because they are offered subprime mortgages at a higher rate than men. Insecure lending programs are often what push women over the edge, forcing them to choose between feeding their families or paying off debt. SourceErin Parrish. Minnesota Womens Press. MoneyFeature Women are disproportionately vulnerable in todays unstable economy. August 7, 2008.

Boost Your Hiring With a Workplace Wellness Program

Boost Your Hiring With a Workplace Wellness ProgramBoost Your Hiring With a Workplace Wellness ProgramWhen you think about it, the concept of workplace wohlbefinden goes back at least as far as Henry Ford, whose automobile company started five-day, 40-hour workweeks in 1926. Over the decades to follow, companies set policies for breaks and vacations, banned smoking in offices and formed after-work sports leagues.Today, the skys the limit, with on-site fitness boot camps, take-your-dog-to-work days and rooftop yoga sessions.Efforts to promote health and well-being have been shown to increase productivity and help minimize healthcare costs. But they can also do something else give your company an edge when it comes to hiring the best employees before the competition does. Seventy-three percent of workers responding to a new OfficeTeam survey said a companys wellness program influences their decision of whether to work there or not. Given todays tight hiring market, its not surprising t hat workplace wellness is getting more attention in 2019.How can companies, large and small, ensure their corporate health and wellness offerings are attractive to potential hires? Here are six suggestions to get you started.1. Wellness incentivesOffering prizes to employees who engage in healthy behavior, such as weight loss or smoking cessation, can go a long way. Encourage employees to start a lunchtime walking group or consider working with an outside vendor to put a formal program in place, such as lunchtime CrossFit or Weight Watchers.2. Access to fitness facilitiesYour company might have a lunch room, but do you have movement zones, rock-climbing walls and nap rooms? Probably not, but dont worry These are pretty unusual. Consider free or discounted gym memberships, chair massages or exercise classes for your workplace wellness initiatives.3. Ergonomic evaluations and equipmentProper ergonomics is essential in offices and are part of workplace wellness. Can chairs be adjusted for each employees height? Are computer monitors the right height, and are foot rests needed at desks? Standing desks are gaining in popularity, if youre considering cubicle makeovers for your office.4. Healthy food optionsWhat you offer in your break rooms and vending machines says a lot about your workplace wellness. Doughnuts or carrots? Soft drinks or filtered water? You may not want to regulate what your workers eat and drink, but you can encourage good nutrition by offering healthy food choices at company meetings and in office cafeterias.5. On-site vaccinations or health screeningsOn-site flu shot clinics hosted by companies for their workers offer a convenient way to make sure everyone has the opportunity to be vaccinated. Its likely these events will cut back on sick days, too. Companies also can create a culture of wellness with health screenings that might identify risks involving smoking, weight physical activity, blood sugar, cholesterol, blood pressure and diet.6. Stre ss management resourcesWork-related stress can take a heavy toll on individuals and companies. Some of the techniques to minimize stress you can share with your team include the followingGetting enough restStarting the day with a clear deskKeeping a daily to-do list to prioritize tasksPracticing time managementEating nutritious mealsDeveloping a good support systemEngaging in hobbies you enjoyCommunicating with your supervisor for assistanceOther resources? Music, massages, meditation and walks can do wonders.Just as job seekers are lured by competitive compensation, benefits packages and work-life balance, they are attracted by workplace wellness, too. If you make wellness part of your corporate culture, you may find a bonbon for yourself, too, when its time to hire.

The Highest Paying Part-Time Jobs for Students

The Highest Paying Part-Time Jobs for StudentsThe Highest Paying Part-Time Jobs for StudentsAround this time of the year, if youre a student, you might be realizing youd like to get a part-time job on campus so that you can have a little extra spending money. Yet between mountains of reading, research papers, and problem sets- not to mention extracurricular activities- youre probably short on time. So, you want to find a gig that pays well per hour but also offers you flexibility around your class schedule.If youre wondering which kind of part-time job you should seek out, look no further. This infographic from Novorsum outlines the nine most lucrative part-time jobs for students, which dont require too much work experience. If youre interested in pursuing one of these jobs full-time, be sure to check out our extensive collection of profession profilesand career QA videos on Vault

Heres how you can turn your small talk on a plane into a new career

Heres how you can turn your small talk on a plane into a new careerHeres how you can turn your small talk on a plane into a new careerHunkering down for a long flight, I adjusted my seat and flashed half-hearted smiles at the strangers awkwardly shuffling into the seats next to me. I wouldve never guessed that a few hours later, one of those strangers would be my future anfhrer.I welches on vacation, catching one of those convenient and affordable intercontinental European flights to my next holiday destination - career opportunities werent necessarily the first thing on my mind. But as luck would have it, I sat next to a chatty business professional on his way home from a meeting in London.The 2-hour plane conversation that changed my lifeAfter exchanging pleasantries and discussing what each of us welches doing on a plane headed from London to Austria, we naturally fell into a conversation about the e-commerce industry the businessman welches a part of. As a fresh graduate with a Bachelor of Commerce degree, I was delighted to have the opportunity to ask an expert about the booming industry. Although my knowledge was limited, I rattled off questions about the company he worked for, as well as industry logistics, legislation, and future projections for the global market.Pleased to discuss his line of work, the businessman enthusiastically dove into a description of the current state of the industry and provided in-depth answers to all of my questions.After entertaining my friendly interrogation and asking me about my credentials, the businessman revealed he was actually the Managing Director of the company Id been quizzing him about. Before parting ways, he handed me a business card, said he liked my enthusiasm, and asked me if Id ever considered relocating.The critical follow-upAfter platzsettling into my hostel in Austria, I immediately grabbed my laptop and sent an email thanking the businessman for our interesting conversation. Although I still had a week left of my carefree European vacation, I knew that a prompt, standout follow-up communication was critical if I wanted to further explore this opportunity. I informed him of when I was returning to Canada, and suggested we set up a Skype conversation to reconnect shortly after.A few days later, while watching the Austrian Alps blur past the window of the train I was on, I received a reply from the businessman with a list of times that he was available for a Skype meeting. At that moment, for the first time, relocating my life to London started to feel like a tangible opportunity.Determined not to further rely on luck or happenstance, I devoted the rest of my travel time (what else was I going to do on my 9-hour plane ride home anyway?) to further researching the e-commerce industry and the businessman from the planes company.Surprise I actually did itFour months later, I relocated from my quaint hometown, Victoria, Canada, to the bustling European metropolis, London, for an ambiti ous (and at the time, terrifying) career opportunity with the stranger from the plane. Id never lived in a big city (let alone on another continent), had very few personal contacts in London, and had no clue how or where to find an apartment - but for some reason, I found myself throwing my cutest rain gear into my suitcase without hesitation.After stepping off of the plane in London, I was immediately overcome with apprehension and self-doubt. The cautionary warnings Id received from anxious friends and family before leaving Canada played on repeat in my mind. Id done some impulsive things in my life, but this was crazy- even for me. I took a deep breath, pushed the voices to the back of my mind, and stopped my shaking fingers from calling my best friend in a panic.But how did I end up here?Once I was a bit more settled into my new career, Id often find myself staring out of my office window at the enchanting city Id grown to call home - perplexed at how this new life of mine had come to be.Having recounted the story of why I moved to London countless times, the ludicrousness of my decision to accept the man on the planes offer had somewhat lost its luster to me - until a drink with a particularly inquisitive co-worker. I was sharing an after-work pint with a new coworker when she asked me a question that no one else had asked, How did you manage to get a job offer on a two-hour plane ride? How could I do that?I realized that Id never explored this question with my boss, nor had I taken much time to seriously consider it for myself. So I decided to schedule a meeting with him.The importance of understanding your strengthsDelighted to discuss the topic, my boss tangentially articulated the importance of understanding your personal strengths. He attributed his own successful career progression to the ability to select roles that promoted his strengths and curtailed his weaknesses.Next, he suggested I take The Myers-Briggs Type Indicator (MBTI), ponder the qu estion myself, and schedule a meeting to review my findings. After ruminating on my personality traits, completing the MBTI, and reviewing my bosss cliff notes, I finally had an answer to my co-workers question. My interpersonal skills, open-mindedness, and self-confidence were the strengths that lead me to this job.Honing my personal strengthsMy boss cited my robust interpersonal skills as the fundamental reason he offered me a job. Id often been congratulated on my strong interpersonal skills, but I couldnt comprehend the rarity or correlation to success in a workplace.Interpersonal skills are basically your ability to interact with other humans - reflected through both verbal and nonverbal communication. Ive always found it easy to form genuine human connections, and didnt think much about starting a conversation with a stranger on a plane. My boss said hed been caught off guard by my natural networking skills, palpable enthusiasm, and ability to quickly form an honest connectio n with a stranger. As a frequent flyer, he assured me that my interpersonal skills set me apart from the rest of the people on the plane.My decision to move to London to pursue a precarious job offer from a man on a plane was met with both doubt and apprehension by many people in my life. Naturally, I experienced my own dose of trepidation alongside this, but I chose open-mindedness instead of fear. Risks are okay. Mistakes are okay.As a fresh university graduate, moving to London to begin my career in an unknown position and industry required a great deal of self-confidence. I used to think the nerves and apprehension I experienced regarding my move meant that I didnt have a strong sense of self-confidence. Now, I understand that choosing to move despite my internal self-doubt demonstrates true confidence and self-efficacy.Getting on the plane was the equivalent of investing in my own stock - I believed that I had the ability to influence my own life and handle anything that Londo n might throw at me.This article first appeared on Career Contessa.

Most Noticeable Muse Jobs

Most Noticeable Muse Jobs A penis cream is different than other forms of lotions and emollients which are available for general usage, since it welches created with the particular needs of the manhood in mind. If you brush the miniature beagle one time a week and feed him nutritious food, you ought to have any difficulty with the smell. A lot of men and women feel your bones are primarily mineral deposits. There are scores and scores of angels and archangels who are eager and prepared to help us. The Nuiances of Muse Jobs If your first selection for placement or graduate job was not prosperous look at the organisations competitors or their customers. If you are searching for a job which makes it possible for you to work flexible hours. As soon as you have the necessary knowledge, you are able to start your search for jobs. Bath students are able to take advantage of the Team Focus Personal and Career Development Reports which permit you understand your nature and work envi ronments that youre best suited to. Whats worse, you cannot really get to the work you should do. This websites been around for over four decades, therefore its been in a position to develop a following over time. Maybe when you first started your work, there was a pretty great group of individuals working there. Sometimes you might be proactively job searching. Unfortunately, software is a significant portion of everything we do online nowadays. Handys service is an excellent one, therefore were more than pleased to assist with messaging about the top-quality work provided by their network of professionals. No connection with the company, only a happy customer. Muse Jobs Fundamentals Explained You may be simply exhausted as a result of a rough week on the job. When Directions Matter There is unquestionably a time as soon as an omnidirectional signal will be your very best bet. So easy, but its among the fruchtwein impactful practices on the path to well-being. Dont rush an d revel in yourself To begin with, you should prepare yourself to fulfill your Muse again. His inspiration has ever arrive directly from the Muse. Things dont need to be hard. Death wont still the mind. As a high-definition TV proprietor, youre searching for the simplest and least expensive approach to acquire the local network channels. The same is true for television shows. Scores of sites are providing hdtv reviews, hdtv articles and hdtv news that are extremely valuable for the prospective customers to purchase hdtv. Its too simple to turn the TV on. As your name, website and reputation start to circulate online, youll discover repeat clients returning and referring you to others. The children arent always their own. There are many websites that let you to be a member, in the majority of cases free, and list your credentials. Apparently, not many folks. What About Muse Jobs? Studies reveal that mindfulness practices improve self-esteem and the capability to form dee p connections with other people. Meditation is among the best ways to reduce or alleviate stress in your body and mind. Intuition is among the absolute most amazing resources available. Youll begin to notice greater mindfulness set in in merely a couple weeks and the improvement and benefits to your wellbeing are guaranteed to follow along with. This creativity Im speaking about goes way beyond whatever you do to produce your living. Nowadays, with the development of the whole extreme sports concept, the subject of sports nutrition has also gained plenty of importance and attention from the sportsmen in addition to from the media. As one of my initial experiences as a journalist in this sort of environment, it turned out to be a fantastic opportunity that Ill remember for the remainder of my life. Whispered Muse Jobs Secrets To do well as prey and predator demands a high degree of awareness and the capability to earn a move quickly. Regardless of what you do for a living, you will need to get inspired to be able to do it perfectly. The outcomes are life-changing. Just concentrate on the procedure and not the end result, and you are going to be just fine. In case you have, then youve witnessed channeling. Our job now is to make certain those voices become heard. Whenever your sound works well, it may be a remarkable accompaniment to the visual or even do the job well by itself. Its got a wonderful fat fuzz audio with a good treble and transparent bass sound.

Ruthless Resume Writing Certification Strategies Exploited

Ruthless Resume Writing Certification Strategies Exploited Offering free resume reviews is one method to discover clients. The NCRW Certification Commission is composed of volunteers who are dedicated to promoting the greatest standards of resume excellence. Coaches learn how to assist their customers in generating new perspectives and developing a plan of action grounded in commitment. Demonstrate you satisfy the next credentialing requirements. If approved, you will need to pass the certification examination. It is possible to receive a fair idea of accredited on-line certifications on the next link. The sample submission is needed to initiate the certification approach. Top Resume Writing Certification Choices Resume writing is more engaging and client-facing since you need to work one-on-one with the customer. You need to know how to use the most suitable phrases and jargon in a certain kind of resume. The Fundamentals of Resume Writing Certification You Will be Abl e to Benefit From Beginning Right Away So when the hiring company hasnt provided a salary for work, we look at salary data from related businesses and locations to think of a fair estimate for what you may anticipate. Because most job seekers feel they will need to locate a new or better job when possible and want to get immediate and productive tools to achieve that. For a Marketing Manager, Digital Marketing and advertising Certification goes a very long way in letting the recruiter know the extra skill in an identical domain. Recruiters spend just a few seconds looking at resumes, meaning making it as appealing as possible is the only means to pull their attention and make them consider you for the work position. The Ultimate Strategy for Resume Writing Certification The certified professional resume writer credential is just one of the best suited credentials for people just going into the area. The Polished Resume provides you with confidence and the equipment you must meet that challenge. Whispered Resume Writing Certification Secrets For example, a resume should be only 1 page, and it needs to be laser-printed or typeset by an expert printer, and it ought to be printed on bond paper. If you need a plain resume and you may write your own content, the tool will offer you the format. 1 file has client worksheets that were completed and the other file includes raw notes. If you dont incorporate all 3 files, youre going to be requested to re-submit and the review procedure is going to be delayed. Resume Writing Certification Ideas Mixing the certifications with different abilities or awards section isnt going to earn any effect on the recruiter. At exactly the same time, in the event of freshers, all the certifications matter a good deal. Maintaining certification requires you to earn 15 CEUs every 3 decades, and you have to also renew your membership annually.